Our pioneering portfolio
To help shape the financial industry of tomorrow, we launch our own innovation projects (Innovations) and invest in selected startups across Europe (Investments).
- Bankident PostFinance is a digital identity verification process designed to improve the customer experience and accelerate the digitization of business processes. Provided the private customer agrees, business customers can use the customer’s existing identification to simplify the process. A technical feasibility pilot at customers’ request served as the starting point.
- Behind cardossier is a business ecosystem that aims to create greater efficiency and trust in the vehicle market. The platform seamlessly records all information on a vehicle’s lifecycle – from production to scrapping. This allows data to be aggregated, promotes shared services and business models, and simplifies processes. Its members include private companies, car importers, insurance companies, industry associations and road traffic authorities – and PostFinance as the payment provider.
- 2014 was the start of disruption in the payment world. The first mobile phone payment solutions emerged, creating a strategic challenge for PostFinance. As a result, PostFinance developed what is now the most widely known cashless payment system for smartphones in Switzerland.
- Smart online payment collection solution (robo payment collection): tilbago developed out of the needs of the debt collection market and new legal possibilities into an independent startup with an automated, state-of-the-art debt collection platform. In 2019, VNTR and tilbago won an award for the most exemplary partnership between an innovation unit and a startup.
- The CO2 calculator was the brainchild of an employee: it estimates the CO2 emissions caused by a person’s consumption based on card transaction data (PostFinance, credit card and TWINT). This helps to reduce emissions – and provides opportunities to offset them. All PostFinance private customers who have access to e-finance can use the CO2 calculator.
- TONI’s insurance-as-a-service offer enables other companies to quickly and easily launch their own white-label insurance programme. Alongside VNTR, an online solution was developed for a PostFinance car insurance. THe cooperation with the startup ensures the feasibility of the insurance service at PostFinance.
- Wyden enables regulated financial institutions to offer digital asset products and services by serving as the infrastructure backbone for the entire trade lifecycle – supporting seamless custody, core banking and portfolio management system integration as well as full trade lifecycle automation.
- Bling is the leading all-in-one financial platform for families in the DACH region. The Berlin-based fintech was founded in 2021 by Leon Stephan and Nils Feigenwinter as a pocket money app, has since grown to include many other services and now serves over 300,000 active family members. Bling makes children and young people from the age of 7 money-smart and supports parents in everyday family life.
- amnis is the smart addition for companies to your house bank for international payments. The platform offers an all-in-one account for global banking with local IBANs in CHF, EUR, GBP, CZK, USD and DKK. Multi-currency debit cards and transparent exchange rates enable seamless spending in over 20 currencies. With integrations such as bexio, API connections and AI-supported workflows, amnis automates payment transactions and expense management, saving finance teams up to 50% of their time.
- Rivero offers SaaS solutions for payment service providers that enable them to digitize and automate their payment and compliance processes.
- Pilant is a Fintech startup that offers companies a credit card management solution using (virtual) credit cards with a cashback solution.
- Properti is a hybrid estate agent and provider of a software suite that makes property sales, lettings and management more efficient and transparent.
- Doconomy provides B2B customers, such as financial institutions, with a range of tools to calculate, analyse and reduce their environmental footprint in order to encourage more conscious consumption by end users.
- Outfund provides short-term, ad hoc external financing to e-commerce and SaaS companies, with repayment based on a percentage of future revenue.
- LEND is a crowdlending platform for personal and business loans. On LEND, borrowers can apply for loans, and investors can invest directly in published loan projects.
- wikifolio is a web-based financial information platform that allows private and professional traders to make their investment strategy available to third parties on the stock exchange by means of a certificate.
- Token is an infrastructure provider that enables banks, payment providers and merchants to make account-to-account payments using open banking.
- RaiseNow is a leading European provider of online fundraising solutions. The technology enables aid organizations to collect, process and record donations through digital channels.
